How much life insurance do you need?

Ok...so I decided to find a "how much life insurance do I need" application and tried the one here on smartmoney.com.

I was absolutely amazed that it didn't come up with 3 million or something outrageous. I guess it was written for people and not to help insurance agents. I found out that I was over insured and I was very happy that was the case. :-) Check it out...it seems fairly legit.